Because your lender is paying off the loans you own and creating a new loan the process takes from to days. You must choose the best time to apply for a federal loan consolidation program. Make certain you remember to keep these consolidation loans separate when you deal with the lender. If i have a consolidation loan can i reconsolidate. Consolidation loans may be extended up to years. By helping you decide which of the repayment options to choose once youve consolidated your loan under the federal loan consolidation program.
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